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Medical Association of Jamaica Insurance Fund (MAJIF)
An insurance fund created for you. Owned by you. Operated for your benefit.
Contact MAJIF
19a Windsor Avenue, Kingston 5, Jamaica, W.I.
Telephone: (876) 946-1105-7, Fax: (876) 946-1102
Email: majdoctors@cwjamaica.com
Income Replacement
A benefit of $350,000 monthly only costs J$60,000 per annum.
Major Medical Hospital Benefit
Benefits in Jamaica: 80% Cost
Benefits outside of Jamaica: 65% Cost
Lifetime Maximum: J$15M
Subscription Per year: J$15,000 – one person
J$30,000 – two persons in family
J$45,000 – three or more persons in family
Professional Indemnity Legal Costs and damages
Coverage based on claims incurred during the insurance year.
Level 1: Maximum payout – J$50M
Level 2: Maximum payout – J$25M
Level 3: Maximum payout – J$15M
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Full Rate
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J$ Level 1
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J$ Level 2
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J$ Level 3
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(GP)
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74,520
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55,200
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44,160
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Low Risk
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(MLR)
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74,520
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55,200
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44,160
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Medium Risk
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(MMR)
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82,620
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61,200
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48,960
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High Risk
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(MHR)
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121,500
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90,000
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72,000
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Cosmetic Surgery
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(CAS)
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340,200
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252,000
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201,600
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Non Clinical
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(NCP)
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38,880
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28,800
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23,040
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Obstetrician
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(MOB)
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340,200
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252,000
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201,600
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Newly Qualified
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(M1)
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-
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-
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6820
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Concessionary Rates
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(M2)
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-
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-
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14,108
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Based on number of
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(M3)
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-
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-
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44,160
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Years of practice after
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(M4)
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-
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-
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44,160
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Qualification
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(M5)
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Choose level of coverage
and pay normal rate
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Practice Nurses
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(PN)
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-
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-
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15,384
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Nurse Practitioner
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(NPT)
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-
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-
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25,900
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Group 1 (Cosmetic/ Aesthetic Risk): ie, treatments or procedures which, in the opinion of the council, have as their primary purpose the alteration of the non-pathological external appearance of a patient.
Group 1 (Obstetric Risk): Obstetric, obstetrics with gynecology
Group 2 (High Risk): Cardiothoracic surgery, general surgery, gynecology, neurosurgery, ophthalmology, ophthalmic surgery, oral and maxillofacial surgery, orthopedics, otorhinolaryngology, plastic and reconstructive surgery, traumatic and orthopedic surgery, urology, vascular surgery.
Group 3 (Medium Risk): Accident and emergency, anesthetics, cardiology, medical oncology, radiation oncology, neonatology, pediatric surgery, radiology, diagnostic radiology, therapeutic radiology, radiotherapy.
Group 4 (Low Risk): Blood transfusion, clinical pharmacy and therapy, clinical psychiatry, clinical physiology community health, dermatology, endocrinology, gastroenterology, general medicine, geriatric medicine, hematology, infectious diseases, neurology, nuclear medicine, pediatrics, rheumatology, thoracic medicine, internal medicine, pathology, nephrology.
Group 4 (GP Risk): General Practitioner
Obstetric Risk
Please note that Obstetrics who practice obstetrics as a specialty will be required to pay obstetric rate. General Practitioners will pay the GP rate notwithstanding the fact that a portion of his practice is in obstetrics. This situation will be kept under review.
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Full Rate
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J$ Level 1
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J$ Level 2
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J$ Level 3
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Members in General Dental Practice
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Dental Vocational Training/ Internship
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(DVT)
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2,480
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1S1 Year after qualification
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(D1)
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-
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-
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2,480
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2 Year after qualification
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(D2)
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-
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-
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13,250
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3 Year after qualification
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(D3)
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30,580
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22,650
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18,120
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Full Rate Dentist (4 YR +)
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(D4)
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37,800
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28,145
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22,520
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Other Specialties / Areas
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Maxillo Facial Surgery & Dental Surgery
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(OMN)
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67,100
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53,400
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42,720
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Hygienists
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(OH)
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-
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-
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13,250
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